Retail Capital partners with you through innovative funding solutions, where flexible repayment options are determined by your business performance. Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business funding. Business owners still identify access to working capital as the single biggest challenge that they are faced with. With small to medium-sized businesses (SMMEs) responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with entrepreneurs to grow the South African economy. We are proud to have partnered with over 22,000 SMMEs in providing funding of over R3bn to date.